Wednesday, January 10, 2007

When is the Best Time to Find a Realtor?

Chris Ognek, Owner, Help-U-Sell Olde Dominion writes:

As a buyer, the answer is simple – as soon as you know you want to buy a home.
Briefly, your home buying process should unfold in four steps:

1. Define your goals! Many people decide they want to buy a home, find one they like, and then worry about the details. That can work but for such a large financial decision that you may only make a few times in your life, there is a much better way to do it - one that will leverage your home as a wealth building tool. Defining your professional, personal and financial goals will quickly reveal your “time horizon” which is how far into the future you can either plan or set goals. All financial decisions, especially buying a home, come from your time horizon.

2. Get your financing in order. After defining your goals, we will assist you in choosing a financing option that will help you achieve those goals. As part of step one, you should define how much you plan to spend on your new home and remember, the right answer isn’t the maximum amount you qualify for but what will help you reach your goals. For example, if one of your goals is to save or invest an additional $5,000 each year, you may have to purchase a home for less than you qualify for. That is a good thing! Living below your means is the key to building wealth. Another example of a financing decision is if you plan to move in five years, there is probably no reason to get a 30-year fixed rate mortgage. Whatever your circumstances, we can help you make the right decisions.

3. Find a home. This is the fun part! The Internet now gives buyers access to nearly every home on the market, all from the comfort of their own home. Let your agent know which homes are of interest to you and we’ll schedule the showings and bring you to the properties, offering our expert advice and answering all of your questions along the way. We’ll also introduce you to properties we know of that might be of interest to you. Consider us your personal home buying consultants.

4. Make an offer. When you choose a home, we will do a complete market analysis of the property to determine an appropriate offer to get you the best possible price. We’ll compose an offer that meets your needs and protects your interests and continue to act as your representative and personal consultant through the home inspection and closing process.
Buying a new home is fun and exciting but it’s not without pitfalls. Help-U-Sell Olde Dominion’s professional guidance will help you find a home, protect your interests and save you THOUSANDS!

Expert Help-U-Sell buyer agents consult prospective homebuyers through the entire home buying process everyday. From finding and choosing financing options and searching for a home to making an offer and coordinating your move, our professional guidance will save you both time and money. And the best part is our buyer services are free! There is absolutely no charge to you as a buyer for using our services. We will actually rebate a portion of our commission, paid for by the seller, back to you at closing!

Courtesy of: Help-U-Sell Olde Dominion, email: OldeDominion@HelpUSell.com. Mike Ognek- HUS Owner


For a local central ohio perspective please contact:

Vito Boscaino
Owner / Realtor / MBA

Help-U-Sell North High Realty
4485 North High Street
Columbus, Ohio 43214

Our office:
http://northhighrealty.helpusell.com/ or call 614.447.3050

If you have any other questions please click on this link to contact me:

http://northhighrealty.helpusell.com/Consumer/Content/Forms/ContactMe.aspx

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